Best Online Checking Accounts No Fees 2025. Free checking accounts are those that charge no monthly maintenance fee and have no (or very low) minimum balance or activity requirements—although account holders. Or call a bank to learn about fees.

Cit bank is a division of first. To maximize your banking experience, look for a checking account with little to no fees, easy and robust access to atms, great digital tools, and perks like higher apys or specialty rewards.